PaySense is among the initial rapid loan providers in India. Loans up to ₹5 lakh are available for a variety of purposes, including consumer durables, house improvement, cars, marriage, and two-wheelers. You no longer need to set aside time during the day for this! The mechanism used by PaySense is completely secure and safe.

Paysense Reviews

Paysense Reviews

PaySense is an instant loan provider that allows you to use your phone or laptop to acquire immediate personal loans ranging from ₹5000 to ₹5 lakh with no credit history and pay them back in small installments so you can finance all of your requirements and goals. Additionally, they offer a doorstep document pickup service. Simply sign and give the relevant documents to the courier. With an easy-to-manage EMI plan, you receive automatic payments and regular reminders.

Types Of Loan in Paysense

  • Personal Loan:
    Salaried Loan, Instant Personal Loan, and Self Employed Loan
  • Vehicle Loan:
    New and Used Car Loan, and Two Wheeler Loan
  • Consumer Loan:
    Consumer Durables Loan, Camera Loan, Mobile Loan, Laptop Loan, Washing Machine Loan, Television Loan, Fridge Loan
  • Other Loans:
    Marriage Loan, Medical Emergency Loan, Travel Loan, Home Improvement Loan, Short Term Loan, Unsecured Loan, Quick Loan, Small Business Loans for Women, 12 Month Loans, Low Salary Loan.

Is It Safe To Take Loan From Paysense? In Today’s Time is Paysense Safe? Cookole

Paysense is legit company provides loan under NBFC registered companies. They are partner with Indian financial organizations (NBFCs) such as Credit Saison, Fullerton, IIFL, PayUFinance, and IDFC First Bank.

Paysense Reviews

How To Get Loan in Paysense Online ?

Getting a loan has never been easier, and it just takes three simple steps to get an instant personal loan online.

  • 1. Check your eligibility and select the loan plan that best suits your needs – Fills in a few basic details to check your acceptability for a PaySense personal loan and get a Credit Line. A credit line is the maximum amount of money you can borrow from PaySense. It is best only to take out up to 50% of your approved limit when applying for a loan. It will help you maintain payments on your debt. Once you use a Credit Line, you can choose between various open credit amounts.
  • 2. Upload KYC documents – You’ll have to upload a few records in KYC to get personal loan approval. To make your EMIs auto-deducted, you need to sign the EMI assurance and NACH forms. NACH stands for National Automated Clearing House, which is a web-based clearing system regulated by RBI. The NACH form enables you to pay your EMIs on time, without any hassles. It helps maintain a good credit score and reminds you to pay the installments when they are due. Another plus of our service is that it’s paperless. Upload a copy of your company docs, and you’ll see the status in a matter of two hours.
  • 3. Get your money – Go paysense makes it easy to get approved for an instant personal loan, and they will transfer the funds straight into your bank account once it’s approved.

Documents Requires in Paysense :

• Resident of India
• Age: 21 years to 60 years
• Employment Type: Self-employed or Salaried
• It would be best to have a gross monthly income of 12,000Rs for employed and 15,000Rs for self-employed.
Below are the required documents,
• Identity Proof – PAN Card or Aadhaar Card
• Address Proof – Aadhaar card, Rental agreement, Utility, or Postpaid bills
• Earnings Proof – Last three months bank Statements
• And a Selfie

paysense interest rate :

The Annual Percentage Rate (APR) on loans is at 16% to 36%. When repaid in an agreed timeframe, the standard processing fee is 2.5% of the loan amount. GST is also applicable over the processing fees. Also, you need to pay a flat rate of ₹ 500 + GST if you fail to pay EMI before the due date.

Paysense loan calculator

Below is the simple PaySense loan calculator,
Loan Amount: ₹1,00,000
Loan Tenure: 24 months
Processing fee (2.5%): ₹2,500
EMI: ₹5,391
Total interest charged: ₹29,384
APR (on reducing balance): 24%

Paysense customer service

Unfortunately, the PaySense website doesn’t have a customer care/customer service number. However, if you have a question or need some help, you can send an email to them at support@gopaysense.com, and they will get back to you as soon as they can.

Their main branch is at Jaivilla Dev Shakti, 49 Tilak Road, Navyug Colony, Santacruz West, Mumbai, 400054, Maharashtra, India. Also, they have units in many central cities such as Ahmedabad, Bhopal, Chandigarh, Chennai, Delhi, Gurgaon, Hyderabad, Jaipur, Kolkata, Mumbai, Nagpur.

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